Aye Finance Limited, a well-known MSME-focused NBFC in India, is planning to enter the capital markets with its upcoming Initial Public Offering (IPO). The issue is expected to attract attention from investors due to the company’s strong presence in micro-enterprise lending and consistent growth in its loan book.
This article coversAye Finance IPO date, price band, review, lot size, financials, valuation, promoter holding, objectives of the issue, and other important details.(IPOUPDATES)
📌 Aye Finance IPO – Key Details Table
Particulars
Details
IPO Name
Aye Finance Limited IPO
Issue Type
Book Built Issue
Face Value
₹2 per equity share
Price Band
₹122 – ₹129 per share
Total Issue Size
₹1,010 Crore (Approx)
Fresh Issue
₹710 Crore
Offer for Sale (OFS)
₹300 Crore
Listing Exchanges
BSE, NSE
Issue Category
Mainboard IPO
📅 Aye Finance IPO Dates Table
Event
Date
IPO Opening Date
9 February 2026
IPO Closing Date
11 February 2026
Basis of Allotment
12 February 2026
Refund Initiation
13 February 2026
Shares Credited to Demat
13 February 2026
Listing Date
16 February 2026
📦 Aye Finance IPO Market Lot Table
Category
Details
Lot Size
116 Shares
Minimum Investment (Retail)
₹14,964
Maximum Retail Application
13 Lots
Maximum Retail Shares
1,508 Shares
Maximum Retail Amount
₹1,94,532 (Approx)
🧾 IPO Reservation (Quota) Table
Investor Category
Reservation
Qualified Institutional Buyers (QIB)
75%
Non-Institutional Investors (NII)
15%
Retail Individual Investors (RII)
10%
👥 Promoters & Shareholding Pattern (Pre-IPO)
Shareholder
Holding (%)
Elevation Capital
~16.0%
LGT Capital
~14.0%
CapitalG (Alphabet)
~13.1%
Alpha Wave India
~11.1%
Other Institutional Investors
Remaining
Company does not have an individual promoter.
📊 Aye Finance Financial Performance Table
Financial Year
Revenue (₹ Cr)
PAT (₹ Cr)
FY2023
812.4
112.6
FY2024
1,071.75
171.7
FY2025
1,504.99
175.3
📈 AUM & Operational Highlights
Particulars
Data
Assets Under Management (AUM)
₹6,027.6 Crore
Active Customers
5.86 Lakh+
Branch Network
400+ Branches
Presence
18 States & 3 UTs
🎯 Objects of the Issue Table
Purpose
Details
Capital Adequacy
Strengthening capital base
Business Growth
Funding future lending operations
General Corporate Purposes
As per applicable regulations
💹 Aye Finance IPO Valuation – FY2025
Particulars
Value
IPO Price (Upper Band)
₹129
Market Capitalisation
~₹3,184 Crore
Valuation Basis
FY2025 Financials
www.ipoupdates.in
🏦 Peer Group Comparison Table (Indicative)
Company Name
Sector
SBFC Finance Ltd
MSME NBFC
Five Star Business Finance
MSME Lending
Arohan Financial Services
Microfinance
Ujjivan Small Finance Bank
Retail & MSME
🏛️ IPO Lead Managers & Registrar
📌 Merchant Bankers
Name
Axis Capital Limited
IIFL Capital Services Limited
JM Financial Limited
Nuvama Wealth Management Limited
📌 IPO Registrar
Details
Kfin Technologies Limited
📍 Company Address Table
Particulars
Details
Registered Office
M-5, Magnum House-1, Community Centre
Area
Karampura, West Delhi
City & PIN
Delhi – 110015
Country
India
❓ Aye Finance IPO FAQs (Quick Table)
Question
Answer
IPO Open Date
9 Feb 2026
IPO Close Date
11 Feb 2026
Price Band
₹122 – ₹129
Lot Size
116 Shares
Listing Date
16 Feb 2026
Registrar
Kfin Technologies
Disclaimer
The information shared here is intended solely for educational and general awareness purposes. Any securities, investments, or IPO-related details mentioned should not be interpreted as financial advice or investment recommendations. Readers are encouraged to conduct their own independent research or seek guidance from a qualified financial professional before making investment decisions.
IPO-related updates are provided for informational use only. Market trends, past performance, or investor interest do not ensure future outcomes. We are not registered with SEBI. Investments in IPOs and the securities market involve inherent risks, and individuals should carefully evaluate their financial situation or consult a certified financial advisor before investing.